The only bill I pay is just the internet bill.
I always end up wasting my money because I don't know what to do with it.
I don't like saving for rainy days as it irks me.
I need to spend it or save it for something specific; for example I was saving for my trip to a country but then after a few months, I ended up sending the money to my cousins instead.
Most Helpful Guy
Get a nice, really fancy looking piggybank. One of those you need to destroy in order to get the stuff inside. Put 100$ into it each month and you will not want to destroy it because its fancy and thus force yourself to save the money.
By the end of the year you have 1100$ saved up. Have some nice holiday-travels with it and start again.1
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