How would you describe your spending habit?

How would you describe your spending habit?

  • I stay within my budget all the time and save most of my money
    34% (19)53% (17)41% (36)Vote
  • Sometimes I overspend but not often
    32% (18)34% (11)33% (29)Vote
  • Often times I go over my budget
    16% (9)6% (2)12% (11)Vote
  • I go over my budget all the time and hardly ever save
    18% (10)7% (2)14% (12)Vote
And you are? I'm a GirlI'm a Guy

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Most Helpful Girl

  • I'm more of a spender

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    • how bad? lol

    • Not REALLY bad but pretty bad lol. I usually still have enough for rent and food. And I sometimes save up if I want something badly

Most Helpful Guy

  • I was a big spender but the swines at the credit card company wanted me to pay my bills (cheek) so I learnt my lesson painfully. Nowadays you have better chance of getting into Fort Knox than my wallet and if you do, you will find it is empty because I have hid my money elsewhere so I won't spend it.

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What Girls Said 29

  • I'm a big saver and I feel bad spending money. I seriously have to talk myself into buying things if they aren't big necessities.

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  • It's hard to save because I literally started with about nothing and all my money goes to tuition, books, rent, food, and if there's extra-I like make up and Chipotle :3 and Red Bowl, and Taco Bell.
    It's ok though-a few more years of racking up debt in school, and I'll be able to make big money :)

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  • I live check to check. Pay my bills up front and whatever else is left over is fun money. I just can't save money when I might die tomorrow by some unforeseen circumstance.

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    • So to you saving money is pointless?

    • Yes and no. I like to keep a few hundred for an emergency. But at the same time, why save up for years for a certain something when life is so uncertain? I might spend my whole life sacrificing movies and dinners out for a big house only to get hit by a truck right before I sing the papers. I grew up rich, but I live poor. I'm much happier than my parents. Basically I know how to live comfortably with little to no money.

    • thtas kind of a defeatist philosophy to live by, but to each their own

  • hehehe.

    I do have money saved and stay within my budget.

    But, the 'extra' money after that? Spent. >: D

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  • I'm a saver. I stay within my means. I have been spending a bit more lately to get new clothes, but it's been forever since I've purchased any.

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  • Um if it's a need, I spend as much as I need to spend. When it's something I want I stick within a budget ☺️

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  • I go over my budget all the time and hardly ever save

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  • I can go months without buying myself any luxuries, I am super tight and anxious with my money.

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  • Normally I constantly save. But it's hard to save when your outgoing a are -£400 and your incoming a are £0.

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  • I put $200 - $300 in savings every paycheck, and by the time payday rolls around (every 2 weeks) I still have about $100 - $200 in my checking account.

    My paychecks are usually about $730 something.

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  • I am a spender.
    In order to save I would need to have some sort goals as to what exactly I am saving for.

    So currently I am saving for my trip to Dubai.

    However, I think I am more responsible with my money than I was before.

    For example, these days I pause to think before making quick purchases like I used to for things I never end up using.

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  • I believe in having a financial cushion and I keep one at all times. I do save but I also go over budget occasionally but it's usually for necessary items.

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  • Parents feed me/ give me somewhere to live and I try not to buy things unless I need them or absolutely 1000% want them (very rare), so most of the money I have (from birthdays and what not) is saved up.

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  • I never make debts but I spend way too much money on things I almost certainly do not need.

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  • I used to be D, but now I'm A, few times B.
    I'm trying to save my money and be more responsible.

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  • I save a decent amount every month but I do spend more than I would like. Recently I downloaded an app that helps me keep track of all my expenses and it's been really helpful. So far I've been able to stay within my budget this month.

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  • It used to be worse for me, I would spend money almost every week. But now I just put my all of my money and my checks in my banking account that way I am not tempted to buy anything. Before I used to spend a lot but I have taught myself how to save.

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  • I always overspend especially for my groceries >_<

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  • I try to save money; if I go to the store and see a nice shirt or something like that I'll go ahead and buy it. But a lot of times it feels like every time I get money some unexpected expense comes up that takes a good chunk of it -_-

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  • I've finally gotten to the point where I'm good at saving. :D

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  • I save almost everything. I still live with my parents so im fortunate enough to not have to worry about bills yet

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  • I try to save but once I start spending I can't stop

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  • i'm a spender!! If i have a dollar, I'll spend that dollar xD

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  • Non-existent because I leech off of my parents.

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  • I think I need to learn how to budget myself tbh

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  • I'm so frugal, to the point that it's annoying.

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  • I spend a lot of my money on shoes and on my horses

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  • I try to be frugal and save up, but sometimes if I see something I want that's for a good price, even if I don't need it I might get it.

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  • I live within my means, and save what I can. I'm really good at budgeting

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What Guys Said 16

  • I'm stingy with my money to be honest with you lol, growing up in a poorer family when I was younger I've learned the value of a dollar. And the value of money in general and am pretty careful when spending like sometimes I'll sit here for like an hour debating whether not to spend money on something I want, because i don't know if I'll need that money tomorrow or something lol.

    Generally I'll spend money on something I want every now and then or when I actually need something but other then that I save it away and just leave it there.

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  • i voted B. I rarely outspend my budget so i could probably also vote A. I only make big expenditures when i know i have it in my budget. even still i feel sort of guilty that while it's within my budget it may be a frivolous purchase

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  • Vote A. I do spend money but more than spending, I try to save as much as possible.

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  • I tend to overspend so I put my money away into an investment account that takes days to get the money back so I can't spend what I don't have.

    I also leave my credit card at home and use debit instead.

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  • spend to 0. however i buy a lot of silver. a loooooooooooot of silver. so its not really spending its just transferring. thats how i look at it.

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  • I manage to save.

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  • i am an investor. i will by what i need, everything i buy must have a purpose and it must not be without reason.

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    • Do you buy things you want as well? not necessarily that you need it?

    • sometimes i buy things because i need to relax, or to enjoy myself like a video game. that has a purpose too for me, i invest in my leisure time. i guess what i wanted to say is that i dont buy things at random, it must have a purpose or i will not be buying it. if i find something that i own that cannot serve a purpose i will throw it away.

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  • Saving habit* haha

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  • I can be frugal, but I don't mind spending the bigger bucks on something I care about. i. e. new computer parts.

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  • I don't spend the money I don't have

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  • Definitely live on saving avenue

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  • I go over all the time, don't save much, but there is always another pay and another dolar coming. YOLO

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  • I'm not rich, but I've never had a problem before either.

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  • Growin up not having much made me go a little crazy once I started workin but now I got control an understand wants vs needs

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  • I owe I owe so it's of to work I go

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