Breaking up with her... do I have to call or is a text okay?

I've been casually seeing a girl for 5 months, but we have both been seeing other people during this time.

I've made up my mind that we need to go our separate ways and I'm going to tell her today instead of ghosting. We don't talk on the phone much, but I feel like a text might be too cold. However, I'm so nervous about this conversation, I haven't done this in a very long time and I am dreading it so much.

What is the social etiquette here? What does she deserve?
Breaking up with her... do I have to call or is a text okay?
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