Most Helpful Guy
tough situation. Financial hardships are a freakin dagger because they can lead, create and bring a whole array of issues. It sounds like you two need the help of a a therapist who can help you two vocalize your issues in a productive setting and then provide aide in overcoming those issues. I don't know that we can provide the answers you need as it sounds like as you said it's been a long downward spiral and you seem to be staring up from the bottom of a deep hole that you can't dig out of. If you are commited to making it work try to find a relationship therapist to help mediate those issues and provide you two with the tools to overcome those issues
best of luck!