Most Helpful Girl
at your age, most girls don't expect for you to have your own place, full time job and lots of money. a lot of 23 year old girls have similar money and living situations. you do work and are getting your education so that's nothing to feel bad about.
Most Helpful Guy
Not really, there's already more established guys who can offer more that are giving them attention, so why go for someone who doesn't have that? At one time though some of those guys were in your situation. It'll be your turn eventually. (I'm NOT saying chicks are gold diggers in case you think that).