Most Helpful Girl
don't say "settling". women choose to be with men for their personalities. looks really are the icing on the cake. yes, looks are important in the first impression, but as long as you're interesting, confident, and a gentleman I would say that most "below average" looking men can be with beautiful women. by the way, if a woman is attracted to your personality, there is a great chance that she is sexually attracted to you as well.
Most Helpful Guy
They probably just see you as "friends." If you don't have anything in common they just want attention. If you do have something in common and there's no sexual chemistry then they just see you as a friend.