Most Helpful Guy
I would say something along this lines: "Let's have it later on and make it more special, :)) I would mostly either:
A) Go to restaurant/home and have some very good meal together with wine, candles then lose our both virginities.
B) Book a hotel room with some good food, candles, wine and relaxing music then lose it to each other.
You can call me old fashioned but that's how it would go for me anyway :)0