So the guy im currently with, he is in a lot of debt. To be exact it's $5000 from a year ago when he lost his job. Instead of paying it off when he got a job he just pushed it off. Now they call him and bug him everyday and he is stressed about it to the max. The other day he asked me if I could help him and pay it off so the interest would stop, and he would pay me back. I know he would, but it's fustrating seeing him going out and using the extra money he does get a month on him ( going to the bar, going out to eat, cigs, birthday Vegas trip $200). The other day I even bought him groceries cause he didn't have enough money, and I eat there sometimes. Should I help him out, or make him pay for it himself?
Most Helpful Guy
make him pay it. i would've said you should help pay and him have an iou loan for you, but if he goes to the bars and shit and still spends money like that, then he needs to learn to get his priorities straight. also, cigarettes are a big money pit... and gross. he's probably spending more on that per week than food.2
Most Helpful Girl
NO! Do NOT help him, don't do it! If he can go out spending then he cam repay what he owes, $5,000 is not that much in the grand scheme of things.
If you help him he won't change and he will do this again, how is he going to pay you back if he can't pay the debt back? Nope, please please please DO NOT lend him money.
Sit down with him and help him work out an affordable amount to pay back, an amount he won't struggle to find. That is the best thing you can do, giving him cash won't help. He needs to understand cause and effect. He needs to spend less so he can live on what he earns.0