Guys, Guys! He asked to meet up?

Anonymous
Hi guys, this guy I've been talking to for 3 months now asked to meet up.
I told him I was busy. But here's the catch, I do really like him, but the thought of meeting up gives me major anxiety.
I'm worried that once he meets me in person that I'll not be what he was hoping for and that I'll ruin everything. I'm not quite sure on what to do and just want some friendly advice.

I was thinking of sending a message along the lines of "Hi *his name* I'll be completely honest with you because you're a lovely guy, but I don't think it's the best idea to meet up because I don't want to disappoint you"

But I understand this might not be the best idea. I do really wish I had the balls to meet up.
Please help me on what to do I'd really appreciate your opinion.
Guys, Guys! He asked to meet up?
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