I am currently 23 this year. I do not plan to get married yet as I am still single. I am planning to take my degree but it cost 26k plus. I wanted to further my studies too. Now, I am in a dilemma. To take degree and finished it within a year and receive higher pay after graduation or to just remain to work as per normal with a diploma. I will be left with 20k of savings. I couldn't decide as I've been thinking for months. What should I do? Please be nice as I really need some suggestions for those experiencing the same. Thank you for taking your time to read. Really appreciate it.