- Hello everyone. I am working but as a freelance medical interpreter. I make decent income but it was difficult to prove until I have 2 years of tax returns. I have one. Anyway, recently I got hired to work at a FEMA vaccination site as an interpreter and it was a W2 income. I told my lender and was immediately preapproved. But a few months later, I was laid off and now im back to freelancing. I am afraid to tell my lender and he withdraws the preapproval. My credit score is excellent, no gaps in employment, same field of work for over 2 years. But the freelance status has given me trouble. Anyway, my question. Will it hurt me when I tell him what happened? Do I even need to tell him? Will he check for updated finances later on and find out?