Is it rude to describe a retired person as lazy and out of work?

Anonymous
My grandma told a financial employee that my mom (her daughter) doesn’t work… but there’s more to that. My mom is 56 and retired last year, after working all her life. The guy kept apologizing to my grandma as if he feels bad for her that my mom doesn’t work but grandma never explained to him that her daughter actually retired and is trying to enjoy her retirement the best way she can…
Updates:
25 d
While it’s true she does not work she fricking RETIRED
25 d
It’s not a crime to retire that age she is fortunate actually! Sick and tired of hearing how she is too young or whatever she’s fine. She worked hard. NOBODY WANTS HER TO BE HAPPY!
Is it rude to describe a retired person as lazy and out of work?
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