It doesn't get too cold where I live so mine is just a simple sweatshirt. They're probably one of my favorite things in the world. They just cover everything... like am I wearing a bra? Probably not because I'm a guy, but the mystery is still there.
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It never truly gets that cold in San Francisco, but on rare occasions it gives me an excuse to wear an outfit similar to this
I don't have any scarves though. :(0