Need advise from women, please?

I'm 21 years old and still a virgin. I don't know how to stop being scared of women. I haven't even kissed a girl before and I want to change things around. What do I do? I know I'm handsome and have a great personality, i just don't know how to get over my fear. Sometimes I know I lie to my self by saying I haven't found the right girl, but it's really my insecurities that don't let me be.
Truth is I'm average, a little overweight but I don't think that should matter, still it bothers me a lot.
Need advise from women, please?
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