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MORPHEUS_12 | 3.6K opinions shared on Health & Fitness topic.
Influencer
13 d
I have what they classify as a high out of pocket health insurance policy. That means that my insurance plan will pick up only 80% until I pay $1250 deductible and $5,000 out of pocket USD before 100% is picked up which means I pay nothing more. I have a couple of rare genetic diseases so I usually meet my out of pocket and deductible every year. Until $6250 has been paid out of my pocket for medical expenses I have to paid $50 every time I have to see a specialist. I have to pay $35 for a primary care or general practitioner visit. If I have to go to the ER I am charged $250. If I have to have any surgery or expensive testing I wait until I have met my deductible and out of pocket before I have it done because it is covered at 100%. Example in 2019, I had a cervical fusion on my neck and the hospital and neurosurgeon billed my insurance $122,000K, to which I didn't have to pay anything. There are some who pay a lot more than what I have to and they get far less care.
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Is this still revelant?
Asker
13 d
So, how much do you pay monthly if I may ask 🤔 by the way thanks a lot for the detailed answer
Most Helpful Guy
KurαÈ· | 426 opinions shared on Health & Fitness topic.
Guru
12 d
I pay about €210/month. The flat rate insurance in my country is 14%, in the end I pay something around 9% for reasons that my accountant could tell you but I can't (but it probably has to do with the fact that I'm self-employed and there are some tax deductions applied to me).
The minimum rate (for unemployed and those on minimum wage) is about €70 a month, and it goes up by a few euros every year.
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