Why are loose gem stones more expensive than same stone already in a ring or piece of jewelry?

888theGreat
This is my 6 Ct Orange Sapphire ring
This is my 6 Ct Orange Sapphire ring
I have seen loose stones sell for $200 with the same stone and size in Jewelry sell for $79.95. I never understood that. You can with ease take a stone out of a ring and put it in something else. So, it is cheaper to buy the piece that is done and take stone out, than buy the loose stone.
I know , crazy isn't it
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Why are loose gem stones more expensive than same stone already in a ring or piece of jewelry?
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