Putting gender aside, how would you distinguish a person that spends his/her wisely but saves it for important stuff vs a total cheapskate/stingy person?
Most Helpful Guy
A cheapskate buys $20 shoes and replaces them multiple times each year.
A financially minded man buys $90 shoes that last years.2
Most Helpful Girl
A money saver is gracious with their money and understands that people are more important than things even if they resist wasting money on unnecessary things.
A cheap skate believes money is more important than people and will refuse to give their grandmother rides to the hospital out of a fear of paying for gas.1