How can I choose between my mind and my heart? Dating a single mother? Knowing I'm not ready for this?

Anonymous
So I'm currently talking to this single mother of one (4 years old). She's an amazing human being overall but I'm not exactly ready to be a father and by any means I'm not even independent (I stay with my parents). What am I supposed to do?
I feel like I'm falling for her but that's my heart. My mind tells me that this relationship will never work and we're both wasting our time.
Long distance relationship (40 miles - not much but still), single mother, me not being independent (I work and stuff but still).
If I broke up with her (sorta, we're not together) I'd feel like my heart is going to break in a million pieces though. What should I do? :(
How can I choose between my mind and my heart? Dating a single mother? Knowing I'm not ready for this?
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