Girlfriend refuses to progress sexually after one year of waiting. What should I do?

Anonymous
My girlfriend and I have been together for a little over a year and we still haven't had sex because she's a virgin and not ready. We are progressing by exploring eachothers bodies and giving eachother handjobs. I've fingered her once; it was uncomfortable and painful for her. Ever since then, she refuses to let me finger her/touch her down there and I get upset over it. I always brings up the fact that I've been waiting for sex for one year whenever she refuses to progress. And by progress, I mean everything but intercourse.. yet she still doesn't want to do anything. What should I do?
Girlfriend refuses to progress sexually after one year of waiting. What should I do?
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