Why does intercourse with my partner hurt?

Hey guys I'm 24 and with my partner a year.. We're both really into each other sexually and its really great..
I haven't really been all that sexually active before, I've had two sexual partners in the past and its never been a big part of my life.
But my partner now is really different and I urge to be physical with him all the time.
But it hurts..

I don't mean to be disgusting here but I know its pretty tight down there and I don't want him thinking its him hurting me because he is so sweat and would think he is hurting me.

Would anyone know what I could do?
Why does intercourse with my partner hurt?
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