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You don't need a steady income to have a credit card. Although, that helps a LOT! You can have a "money secured" credit card initially. That's where YOU place an amount against the card and when you use the card that amount is diminished by your charges. Effectively, YOU are "securing" the amount on the card because you've pre-paid the card.Without any credit history, your available credit on ANY card will be pretty low, maybe even less than $500. People usually suggest having a store credit card, make a few purchases and pay them off ASAP. Or a gas card and do the same thing before you apply for a Visa, MasterCard, or possibly American Express. Once I got a Visa card, I paid off the store cards I had and "closed" the accounts from them. I only use the ONE card I have for any purchases like that. Having open, but unused accounts, does NOT help your credit history.
Not a good idea to borrow to consume. Borrowing for school, capital investment only. You should be able to get a credit card without a full time job maybe ask for a secured credit card if you have no credit.
Not necessary but you need to prove a source of income
It surprises me when some late teens don’t have a credit card tbh I had mine from same bank since a child when I made a account with them. I changed last summer because I found a better bank provider.Not hating the asker.
@Nahid1707 lol I just got my first card...
It’s cool, don’t use it all the time 😊
No you dumb fuck
Job yes but not necessarily to be full time
I don't have a job but I was still able to get one. I feel like in order to get a good credit card I'll evevully need a real job and freelancing won't be enough anymore
Credit cards look for income and history
When you have no credit history you’ll have to start with a student credit card sort of thing with something like a $500 cap and retarded high interest rates. If you charge something small on it and pay it on time every month then you’ll build a positive credit history. After you do that for about a year, you should be able to get higher credit limits of maybe $5000. After several years maybe $10K-$15K. Just always pay your bills. To keep good credit you just use it as 30 day float, not something to take longer term loans on unless you have good opportunities for credit arbitrage.
I was able to find affordable ways to fix my credit without instently high fees and such
No just good credit
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