Yeah... Got my first credit card last month then I lost it
Does your bank have a smart phone app? Most of them anymore have ways of locking cards so they can't get changes. Then ways of getting a new one.
I spent 150 on my card but it says I only must pay 34 dollars next month why?
That $34 is the minimum. That will just cover the fees and intrest. So you will still owe $150 and pay that $34 so $184 and climbing faster. If you pay $150 now you will only pay $150. So credit card interest rates are brutal. At the bare minimum you need to pay off half if not more so you don't find yourself in a hole you can't get out of.
Should I overpay
Pay at the vary least $75 if not more.
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The debt was removed.
So you should see it rising as long as you’re not late on anything (bills)
It is rasing slowly
You’re plenty young enough you should be ok.