Would you ever use an insurance plan like this?

Dog20
I had an idea for a health insurance agency called Nice Cross. Nice Cross costs 150-200 dollars a month. Once a person pays their monthly payment, it earns interest each month that will help go towards next month's payment. People could also use coupons and discount codes at a small selected amount of stores that will also add more interest to their monthly 150-200 dollar payment. I was going to add one more benefit but I just wanted to see what people thought of the basic concept of this plan.
yes i would
Vote A
No, its not worth the money.
Vote B
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GirlGuy
Updates:
8 mo
Hmmm anyone else
Would you ever use an insurance plan like this?
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