Should gun owners, like car owners, be required to carry liability insurance?

dmgstarfleet
In order to drive you have to have a license-AND INSURANCE. Should gun owners be required to carry an active liability insurance policy? Companies would probably offer discounts if you took a gun safety course and it would be prohibitive rates for those with a criminal records (like Car Insurance rates skyrocket if you have a DUI). The companies would assign rates based on risk so the mentally ill, criminals, etc would be kept from purchasing guns by the economics of it.
Should gun owners, like car owners, be required to carry liability insurance?
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