Search Results: credit cards

I’m a bio major & i don’t have a car & depend on my student refund checks & scholarships for money.. I asked someone to Help me pay my credit card bill (Not all at once) because i maxed it out at 2K getting clothes for schl, dorm supplies, Lyfts (which gets DUMB EXpensive), food, getting my hair done, toiletries, cleaning supplies, printing, washing my clothes ( it’s not free on campus) etc. after 4 months i maxed it out because i wasn’t working.. and they told me that i should be more financially independent.. I thought that was weird because if i was already financially independent i wouldn’t be a Junior Trying to get a bachelor of science degree so that i can get accepted into graduated schl so i can become a Doctor.. what do you think? Cause no other 20 yr old at my university is financially independent and my parents obviously don’t send me money because they’re poor.. Other wise i wouldn’t have used my credit card so muchX 😭😭😭 I tried working & being in schl for a little while but i was EXHAUSTED 😕. What do you guys think?

I’m a 20 year old college student, I’m a junior and I hate going back home during summer breaks because my family and I don’t get along, and I think they’re toxic. so I want to move out. I made a list of estimated expenses that I will be paying for. Do you think 2,600 per month income will be enough for a single bed room apartment for just me? I’m not planning on buying living room furniture (Sofa, living room tv, dinning table) because I will not be having a guest.. I don’t have friends like that. Below is what I totaled it up to..

Monthly expenses: $2,545
Rent 1,110
Lights 100
Water 100
Gas/electric 120
Food 120
Toiletries (Toothpaste, toilet paper, dish detergent, dryer sheets 4, tampons, body wash, deodorant, washing powder, floss, AirWall plug in, Shea butter). 45
Cleaning Clorox wipes/spray 5
Hair 80
Car Note plan 180
Car insurance 130
Save for emergency 100
Gas for Car 70
Fun/entertainment 35
Credit card 110
Streaming tv service 80
Phone bill 70
Washing clothes at laundry Matt 8
Mani & pedi 75
Hand soap 2
Trash bags 3

One time expenses (Amazon, Target, & Family Dollar):
Queen mattress 319
Queen box spring/platform 82
Small/med 19” Flatscreen TV 60
TV stand 75
Night stand 43

Kitchen pots, plates, pans, measuring cups, cereal bowls, mixing bowls, spoons, forks, Cutting Boards, cups, knives, spatulas. 100

Plastic Glad Food Containers 5
Lamp 24
Swifter wet jet 23
Bedding comforter 60
2 reg pillows 6
1 Body pillow 20
(2) 50Pk Clothing hangers 22 each
Fan 60
Tub scrubber 4
Coffee maker 65
Tea kettle 20
Oven mit/Pot holder 5
Cordless Vacuum 89
Shower curtain & Ring holders 16
Shower rug 8
Mini blender 20
Dish rag 3
Front door mat / rug 13
Wine opener 15
Taser 12
Speaker 60

I already Have Towels, rags, a laundry basket, large plastic storage bins, & more pillows. Am I missing anything? I don’t have kids or any pets.. it’s just me.