Search Results: getting boyfriend to have sex

There’s a girl and she has a husband, but every day the girl goes to the river and asks this man to let her across while her husband is at work. She gives the man money so he lets her across.

Then the girl goes to this other guys house, this guy is her boyfriend (she is cheating on her husband)
she has sex with the boyfriend than goes back across the river to her husband.

This happens everyday till one day, the girl does it and she’s crossed the river and gone to her boyfriend, it’s night and she wants to get back to her husband but she has ran out of Money.

She asks her boyfriend “can I sleep here for the night or borrow money”
he says no
so she goes to the boat guy “can I please get across I will pay you later”
he also doesn’t like this idea and refuses to let her across.

So she goes to this bridge that would take her back to her husbands house, but on that bridge is this killer and everyone knows that if you cross the bridge you get stabbed, without anyway of getting home she crosses the bridge and dies.

Who in this story is most at fault in your opinion

(my mum told me this as a kid)