Search Results: a girl that's not a virgin

I've know this girl for about 6 years since high school and we've always been in this friend group, but in the last 2 years she's been I bit more clingy ( linking arms, hand holding) and I'm completely unsure as to whether we're just really close as friends or if the are some signals I'm completely missing. I don't wanna ask directly cuz then it'd be really weird and I like our friendship. My feelings romantically are non-existent but that's not to say I wouldn't be open to it...

Am I just horribly inexperienced or horribly dense?

Some context: I am a 19 year old guy who is a virgin. I've never even kissed a girl, held hands, or have been in any kind of relationship with a girl at all. I would be a 19 year old freshman in college, which is already kind of old, and I'm taking a gap year because of all this covid stuff, which means that I will be the 20 year old virgin freshman on campus next year. I downloaded tinder to try and get some kind of experience so I'm not super awkward later. I got some matches, and got ghosted by every single one of them. Most never even responded once, and I tried all kinds of different opening lines. I got tinder gold as a last ditch effort to find some luck, and I saw that a 57 year old woman swiped on me. Out of curiosity, I matched. She then said she wanted me to be her sugar baby. I assumed it was a bot and went along just for fun, but then it turns out that she is a real person.

The situation: She is offering me $700 a week to be in a relationship with her, and almost all of that relationship would be online. I'm unsure about it because on one hand, she is older than my mother, it feels morally wrong, and if sex becomes part of the arrangement, I don't want to lose my virginity to her. On the other hand, I'm a poor college student and the money would be amazing, no girl has ever shown any interest in me except for her, she seems nice I guess, and I don't want to be the real life 40 year old virgin.

Im 27 and i never dated a girl before virgin never kissed a girl before. I have a bunch if female friends and i go to the bar with them. And i know how to make friends.
I just don't know how to ask women out or let them know i like them.

I never made the effort to ask a girl out before now im worried its too late and they will see me as weird I know i could do hook ups but i want a girlfriend as corny as that sounds