Search Results: what is straddling

So with healthcare where it is decitibles on standard plans keep rising to the point where they are about equal to high deductible plans.

High deductible plans used to scare me because of prescription costs but I've since found cheaper avenues for meds.

Obviously I don't have kids so I'm speaking as a one person health decision.

High Deductible I think may need renaming at this point because when I hear it what it sounds like to my ears is this a catastrophe Insurance only that you get to pay a lot for.

Not true. The difference in my two plan options for deductible is less than $1k then everything else on the plan is the same once it's met. Max out of pocket is also similar. I can pay a few thousand for years copay plan out of my paycheck or nothing and get a credit into my HSA if I go high Deductible. Only negative is if I have an expensive health event during the first part of the term but I have money in savings it would be okay.

How are you straddling the healthcare dilemma, if at all?

i know I'm lucky to even voice such an option as many have none.