Search Results: is he using me traffic

I bought a car, completely within my means but with a foreign badge/ manufacturer. Well, I’ve had the car for less than a month and a teenager swerved to miss another car and smash right into me while I’m parked at a light.

He was so kind and did pull over, but mother’s insurance isn’t good. He thought perhaps he was in the right because of a shitty driver.

So now, rather than deal his Ins, my insurance company will handle the claim to make me whole, I pay a deductible and lose it unless we eventually prove fault. It’s the expensive route for my provider but, otherwise, my car won’t be properly restored and certified by the manufacture as Brand quality. The other carrier will use used parts and I have no negotiation power.

Am I being punished for buying a nice car? Seriously, I don’t even have the plates yet? I’m going to have to take time off work to go to the dealer for an inspection on the damage then a certified body shop, possibly in another city 350 miles away.

It looks like only the bumper was damaged but then you see damage to the under carriage and alignment. I’m going to make sure my vehicle is restored to better than at the point of collision but it still won’t feel right.

I’ll drive a rental for weeks, then I will notice if any detail is off.

I really went with a well built no frills model. Meaning it goes fast, has base line comforts but no power loft gate or side mirrors that turn in.

Now the fine German interior that is quiet and doesn’t rattle has been compromised.

That’s quite a knock on the chin for anyone, right?

But any sane person would want control over the claims process with their carrier and then subrogateur.