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I'm a full time day trader and just moved out of my parents and into my own place at age 26.
I had no luck finding a job before and was living off my mom's allowance when I was younger. After beating myself up about it at 21 I decided go full savage and decided not to care and do what I want to do and build the career I want. So I saved up my allowance and with $1000 in a Robinhood account and my mother's support I built my income up to the point that I can get off my mom's allowance and be a contributer to the household. It took me a while but I climbed the ladder one rung at a time, I became legally self employed at 22. I saved up my earnings and built up my credit score to a perfect 850 and got a mortgage on what I called a pile of shit with potential. The house I got was 3200 sq ft 4 bed 2 bath listed at $35k, it was pretty run down, pipes were out of date, wiring was a fire hazard, floors, walls and ceiling was torn apart and nasty, the yard was dead and ugly and the outside paint was worn off and the entire kitchen and bathrooms needed to be replaced appliance and all. Since I was buying a cheap house and was able to make a good down payment with my credit score I was able to get a renovation loan along with my mortgage, so I ended up paying almost $20k in down payment not including furnishing. The house is finished and I've been living in it for a week now and I'm very proud of it. I payed my mom back for her allowances with generous interest, she tried to decline but I made her take it.
Is it a bad thing that I haven't gone through the same hardships as most people did? I only work about 15 hours a week in day trading and never struggled with rent. I'm thinking about getting my real estate license so I can start investing in that market. I also do some non profits on my free time. Do people think that I had it "easy" and don't understand the hardships of life, which I do just that my hardships are different.