So I don’t currently have a car I financed one about two years ago and it got repoed cause I couldn’t afford the payments anymore.
It destroyed my credit and I just wasn’t a fan of month payments not to mention I have a bunch of other important debts to get off my plate first.
But I recently got a new job and it’s like 30-40 min away the Ubers are gonna kill my paychecks. Well they are already and in general I really need a car I just started working at a car dealership and they could definitely get me a good price on a used car.
But I don’t wanna jump the gun like I did before and fuck my self up all over again. I was thinking of just trying ny best to save and then I could get the car I want on Facebook marketplace and not have to worry about ki they payments but that would take a while.
What should I do wait it out or go for the monthly payments it could be a good chance to rebuild my credit I’m just scared that I won’t be able to afford the payments.
It destroyed my credit and I just wasn’t a fan of month payments not to mention I have a bunch of other important debts to get off my plate first.
But I recently got a new job and it’s like 30-40 min away the Ubers are gonna kill my paychecks. Well they are already and in general I really need a car I just started working at a car dealership and they could definitely get me a good price on a used car.
But I don’t wanna jump the gun like I did before and fuck my self up all over again. I was thinking of just trying ny best to save and then I could get the car I want on Facebook marketplace and not have to worry about ki they payments but that would take a while.
What should I do wait it out or go for the monthly payments it could be a good chance to rebuild my credit I’m just scared that I won’t be able to afford the payments.
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Dude if you just had a car repo’d you’re gonna get SCREWED on the interest rate IF you’re able to get financing at all. Getting whatever you can afford to pay cash for is the only real option here
True but I work here I’m sure they could work something out but I just don’t know if I wanna go the financing route again but it was also solve my car and credit problem but I’m leaning towards just saving and buying my own for now anyway
Working there only gets you so much good grace, especially if you just started
I’m 19 and can figure this out. Rebuild credit.
You’re 19 and dumb if I end up not being able to afford the monthly payment I’ll just add more of a history of debt. And I already a have current debt from something else I absolute have to pay. You still think getting another vehicle is the best option through finance?
“It destroyed my credit”
Yeah, I’m the dumb one XD
Im sorry your not just dumb clearly your mentally disabled I know your on the short bus so I’ll try to be more understanding next time retard 😂😭
You buy a 1000$ shitbox from Japan that you can repair cheaply or yourself at your dealership.
Yepppp ^^^