I'm very good with money, probably why I work in finances lol
I have around 9 tsd in my savings for now, had to pay a few things last year for my mom. I don't have investments yet, everytime I have enough money to invest in something, my family comes around the corner with some new shit that needs to be paid. Also I have to buy a car for me and my family soon, so I might start investing next year.. but that's definitely on my list... we don't have any wealthy background and building up everything from the scratch is hard and time consuming.
I do invest, some stocks and some crypto current balance is low enough withy the market as it is that I really don't want to look at it.
Our household bank account is about 3 months worth of bills but I do carry some consumer debt that offsets that figure. My wife and I also keep separate personal accounts and my account isn't as healthy as I would like. But the car is paid off so that helps.
I suppose I am doing as good as most, if not slightly better.
Checking has about $6k in it. Savings has about $4k. Most is invested. Currently have a $20k treasury bill that will mature just before we start a renovation project, and around $90k in retirement accounts.
The good news is I am saving a lot of money the bad news is my retirement account is losing it as fast as I can save it. Everything now costs twice as much as it did two years ago too.
I am doing fairly well. Checking and savings: several $100K. I invest in rental properties. Currently own seven rental units and am trying to acquire more.
Certainly not, we each have our own bank accounts plus one for all the household expenses.
With my husband owning and running a business, he naturally has an accountant for all business matters, plus he comes in extremely useful for offering other help and advice!
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