Because of things I postponed I am very nervous all the time. I have an important exam and I couldn't and can't study. I am 24 but I haven't done anything yet for my life. I feel guilty and I argue with my family all the time as I have an argument with myself unfortunately. I am pessimistic usually. What can I do? By the way going to the psychiatrist isn't a choice for me (financial problems)
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See your doctor. Maybe they can refer you to a psych with sliding scale fees or know of programs that can help you.
in my opinion, sounds like anxiety. It sucks, I've got it too, and therapy and meds were what helped me most.
Save up for therapy. It's worth it if you select your therapist carefully.
Stop being a cry baby. You need to woman up and study. Your family his supporting your lazy ass and you're not hitting the books? Wtf. Get yourself together.
Best motivating comment
You should relax and make a new start point in your life, nothing is late.