Does anyone know how to use another way of paying "with your money in the bank" without using a (bank card), or a (pre-paid visa) online?

[Anonymous]

if there is other safe ways, may you please be real detailed about how? thanks for taking your time in responding.

[WindAtMyBack]

If I understand the question, then you can use PayPal. You need to open a PayPal account. Then you need to link that account to your bank. PayPal will deposit a small amount (like 20 cents) to you bank account to verify that it's a legitimate account.

A lot, but not all, online companies will accept PayPal.

Online companies will accept credit cards, but that does not take money directly from your bank account.

[WindAtMyBack]

I saw the answer by TommyMountainFigure
He interpreted your question differently than I did,

If you want to pay bills online, then you can ask at your bank. They can step you through the procedure. If you are not confident in how to do it, GO TO THE BANK and do it there while they step you through.

[Asker]

thanks.. that is what I was asking. ways of using my money pulling from my bank, online. Without using my bank card (don't feel safe) no credit cards I have and don't want.. I do love pre-paid visa, have no way to get one. I opened an account with PayPal, I just don't quite understand it

[Asker]

I have called the bank about getting information about if PayPal was safe... she didn't know

[Asker]

not asking to pay bills online

[WindAtMyBack]

PayPal is safe. Just make sure you are really at PayPal and not some fake site. You can set up PayPal to either use a credit card or take the money directly from your bank account. You can even set up multiple credit cards and accounts.

Whenever you pay for something, it will ask you which method you want to use. So if you have more than one account attached to PayPal, you can select which to use.

You set all this up at PayPal, not at your bank. You will need to give PayPal your full bank account number to do it. Then they verify it.

It's done in a way that protects both you and the person/company you are buying from.

[Asker]

well, I am grateful to you for being detailed and helping me out, about PayPal

[TommyMountainFigure]

Let me see if I have this correct. You want to pay bills from your account, with the money already at the bank?
If that's correct, you can pay by telephone banking (you have to set that up) or you can arrange with the bank to have direct debits, where they pay on a regular basis your bills set up by you but without you having to keep going in manually to do so.

[TommyMountainFigure]

Visa cards are for credit.. but if you have money in the bank and do not wish for credit then you simply tell them you don't want a credit card..

[Asker]

thanks for responding

[Asker]

shopping...

[TommyMountainFigure]

Thank you for MHO

[IslaTheWitch]

paypal, bitcoin, Klarna... it depends on the specific place... some implement only card payment, some give more options

you can always ask for the account number and wire money manually...

[abc3643]

Zelle