What is the worst financial situation youve been in?

[Anonymous]

Due to medical issues...

I have..

- Overdrawn Checking Account

- Maxed out credit card

- No current income

[Anonymous]

My current one. before rent I have less than $1000. Saving up is impossible I live paycheck to paycheck. My financial situations one of the reasons I gave up dating. I'm not good looking or stable enough to be poor to in order to have a prayer dating. In my area with my budget if I spent every spare penny I had on dating and got rid of all my other hobbies etc. I'd be able to afford to go out 2-3 times a month for a decent date like to the movies or some shit.

2-3 dates a month are you joking? relationships don't work on that little time it's that simple I can't afford to date I just don't have the funds. If you're trying to get into a committed relationship not being able to afford dating makes it impossible. If she was willing to go Dutch, I might be able to get it to maybe 4 and possible on occasions 5 and that's still too little to have a healthy relationship.

Worst is I have no way out. I'm stuck on SSI because I have severe mental health issues and need several expensive meds, I simply can't afford without insurance, worse some of them are ones private insurance hate paying for. If I get off the SSI there's a big chance I lose my insurance too and I can't afford that financially. Even on top of all of this the economy is so bad here that any job that I could get with my shit resume would actually leave me WORSE OFF financially then I am on SSI.

I'm trapped in financial hell.

[Fireguy17]

really none.
I have always been great with money.
If I didn't have enough money or wanted another bike car or truck, racecar parts, I just got another job.
Problem solved.
At 1 time I had 4 jobs, my regular job, I bartended, was a bouncer at another place and drove a school bus in the morning, and still had time and money to go out and have fun.

[NordicInScandinavia]

I had a time where I was on government support due to mental health, had to fix a lot of damage and issues, was a struggle - especially after all the money I earned as a 18 year old bartender + a good amount of pay from abuse as a kid, and the fact I had never been taught finance management, since I didn't grow up with finances to be managed didn't help either, nor that my step dad did take loans out in my names because I didn't know how to say no to him had me struggling with paying off when he ran to Thailand.

Then I and my partner struggled a little financially 2 ouf of 3 half year I was studying, struggled a little less when he was studying since I had a higher paying job than he did while I was studying.

Now I can get by for 2 years, if I and my partner lose our jobs and struggle finding new once.

[Anonymous]

Totally broke, drowning in medical bills for an assault I didn't deserve, no family to help me, and nowhere to live for over a month.

[AI Opinion]

I'm sorry to hear about your situation. I've seen individuals face similar challenges and focus on these steps: Prioritize essential expenses like housing and food. Communicate with creditors to discuss temporary hardship plans or reduced payments. Seek assistance from local community resources or nonprofits for immediate financial relief. Consider consulting a financial counselor to review your budget and create a plan for debt management. Explore job opportunities that might align with current skills or short-term gigs for immediate income. Always have a supportive network to lean on during such tough times. Remember, there are ways to regain financial stability.

[jahaims]

Used to live in my car. I had medical bills from a car accident and a hernia surgery the same year. Then the next year my wife (then girlfriend) had a heart oblation and a tumor removed from behind her lung. So we had Hella medical debt.

[exitseven]

The two times I had to drop out of college because I ran out of money.

[Anonymous]

I hope you like your situation. It ain’t gonna improve with the asshat in charge of the US.

[LiamJHayden]

Knock on wood, I have not to date experienced any financial hardship.