Something specific you never go without?
Obviously a kind of jacket and boots, that's why it's not a top three because everyone is probably naming those.
Some people always wear gloves, others rely on their warm pockets from their jacket. Some are fine without a scarf, and others think it's essential.
There are also differences in the goal. Do you need to focus on wind, wetness, or both where you live, and how does that affect your choices?
I am still thinking about it myself, but I would definitely include my scarf, boots, coat, and fleece-lined tights. Last is surely the first, and the scarf is second. I vary my tops too much to go for one kind of top, maybe a cardigan, but then there are options too. With the lined thighs, you can't go wrong with any skirt or trouser.

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