Which do you use more, your debit card, or your credit card?

Question

Adventurer23 · Accepted Answer

Debit, because there's no bill payments to take care of (I don't do automatic bill payments). With that said, I rarely use cards and I prefer carrying cash. It's accepted literally everywhere (some small stores I go to accept cash only), there are no bank fees for transactions when using cash, and again, there are no bills to take care of.

BoopBoopBeep · Accepted Answer

I only use credit cards. Better fraud protection, no funds are ever locked up, get points/airline miles for your daily spend. I only have a debit card because my defaut ATM card is one, but I don't even carry it with me.

BlackBeauty90 · Accepted Answer

Neither. Cash.  Paid cash for my house, paid cash for my car. Pay cash for everything else. Advantages of being a medical consultant running your own business - you make money.

A_Bell · Accepted Answer

Never use debit cards since they draw against my cash account. I charge everything on my Amex and pay it all at the end of the month and earn Hotel points.

AviatorTom · Answer

Easy answer for me... I don't have a debut card.

If someone steals your debit card, they can clean out your bank account. If they steal your credit card, and you report it quickly, you don't lose any money.

Peanutbutter1221 · Answer

Debit  Don't even have a credit card  But don't use my debit card as we have online money transfers

MikeTheBartender · Answer

Credit card, I get all sorts of point free flights etc. Also if you fuck up w a debit card it's harder to get the money back. Very few debit cards have rewards.

miafryer2004 · Answer

Definitely debit. I’m from a wealthy family, we don’t need credit cards.

exitseven · Answer

I never used a debit card. I use cash most of the time except for large purchases I will use a credit card. It always gets paid in full

Dinklex3 · Answer

I’ve been trying to remember to use my credit card more, but instinctively use my debit.

pascal_climbs · Answer

In my country, debet. In other countries, mixed.

asianfreak · Answer

Credit card, hands down! Just because of that synchronicity of earning rewards and benefits from spending on qualifying purchases along with enhanced security features.

LiamJHayden · Answer

Credit because it has an extra level of protection and since I auto-pay the entire balance on each I never get hit with interest charges, plus I get bonuses on each of them.

Sharkstealth · Answer

I make more money off of my credit cards than my single stocks currently. I have never paid interest on any credit purchase other than my home loan.

Likes2drive · Answer

Debit card mostly, don’t want to accumulate debt, I pay off everything every month

Guido · Answer

Credit card and earn rewards then pay off each month. No debt but good rewards for everyday spending.

LavLavLuv · Answer

Cash and debit Because I don't have a credit card

BLP11520 · Answer

Credit cards, debit cards have their drawbacks

krin_m · Answer

Debit card for daily purchases, credit card for large ones.

Veles · Answer

Debit card. I rarely use my credit card.

Astarlessnightsky · Answer

I don't have a credit card

colaman94 · Answer

Never owned credit cards, do debit.

whereismyjohnny · Answer

Debit card. I don’t have a credit card.

sheikalana · Answer

Debit card. I do not own a credit card.

elizamichale1 · Answer

I don't hav a credit card...

Mansearching · Answer

Try to use cash or debit.

Sparkie460 · Answer

I use my debit card most

Guardian45 · Answer

Debit or CASH as much as possible!

Samhanks · Answer

Credit Card because you get about a month to pay !

CrimsonAngel09 · Answer

Debit.

Anonymous · Answer

debit card my cc is overdrawn

helva · Answer

Debet card.

Fireguy17 · Answer

Cash.

jahaims · Answer

Credit

LunarEclipse433 · Answer

Credit card

eagle1951 · Answer

both

Bklynbadboy12 · Answer

My debit care

Which do you use more, your debit card, or your credit card?

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Which do you use more, your debit card, or your credit card?

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