Do you pay with cash, card, phone, or Bitcoin? Why?

[GeminiDiamond]

What is your preferred payment method and why?

Cash

Card

Phone

Bitcoin

Updates

1 y

The phone is related to all payment apps, e. g. CashApp, GooglePay, PayPal, debit card, and credit card

Updates

1 y

I pay with all of them. I prefer my phone. Bitcoin has a card like a bank card. Some places you have to use a BATM to withdraw cash. Or you can use the card on your phone if the merchant accepts BC

[Lliam]

Cash whenever possible.
1. Vendors don't get charged a percentage of the transaction the way they do with cards.
2. Cash circulates and often stays in the community.
3. I am trying to prevent cashless society and CBDC (central bank digital currency).
A business that won't accept cash will not get my business.

Card for convenience with certain transactions. I have one with a 1% interest rate and another one with cash back rewards that I pay off every month. I use that one most often for gas and groceries.

Check when paying certain bills from home.

I refuse to use my phone for making transactions.

I don't have Bitcoin.

[AviatorTom]

I use a credit card for almost everything, otherwise cash. The credit card gives me some protection against fraudulent charges, and since I pay the full balance off each month, there is no interest charge... it's the same as cash.

[AviatorTom]

Thanks for MHO

[midnightmoon05]

Cash and credit card. I like to tip with cash. Use credit card for large items and pay off each month. I earned lots of points.. and have gotten our flight tickets from all the pints accumulated.
if I could I would have purchased my car with credit card then pay off within the month… but they only allow $3k on credit card…

[Kelly6]

@geminidiamond I pay with card and cash and by phone.

I know cash is old way but still do it

[RavVid]

I'll keep my bitcoin to make a profit on.

I will not use a phone because you can lose the phone and I don't want account data on something I can lose. Apple seems safe with encryption but don't know about Samsung (which I have).

Cash is a pan in the arse now

So card.

[loveslongnails]

Most things are by card unless there's a big penalty for using it. I always pay by card for a major purchase that might need returning, and I always tip in cash and never add it to the check. I also NEVER use a debit card to pay for anything. If there's ever an issue, it takes forever to get your money back and it's a huge hassle. With a credit card, you just dispute the charge. I also get miles for using the credit card.

[TommyMountainFigure]

Normally either of the first 2.
I don't have Bitcoin and I struggle to use the phone for anything other than answering calls and texting with it.. Even that I'm not all that keen on!

[TommyMountainFigure]

@geminidiamond I do sometimes use Paypal, but that is not linked to my phone.. Only my PC at home!

[EmmaMary]

Mostly card... Although nowadays businesses here in the UK seem to prefer cash, due to the ridiculous bank charges that are levied on them.

[Jennz6]

@EmmaMary
xx

[PBandJ_Nerd]

For me it's cash. I like knowing how much I have.

[LiamJHayden]

Mostly a cash back credit card. I pay it off twice per month, so it works like cash or debit but I get 5% on gas and restaurants and 1.5% on everything else.

[NathanDavis]

depends on what they take

never bitcoin though... I don't gamble anymore

[katiesmuff]

Easy to keep records and good support during a dispute.

[Drewtate]

Cash. Part of the reason things are so expensive is because people use card.

[renodnol32]

Cash or card. Depends on what mode of payment they take. Or if i have enough in cash, then i'd pay with it especially if it means i get rid of those annoying small denominations in coins

[OddBeMe]

Even cards are getting a bit pointless. My fortune telling: phones will become the dominant way to pay in stores, but digital currency like Bitcoin could become more widely used.

[ICanSmellTheCosmos]

In principal, I would say cash, but I don't like the risk of carrying a bunch on me. So, card mostly.

[Theodoricus]

I mostly prefer card. Because it's more safe than cash.

[RedInnocent69]

Card, cash, then phone. Only ever paid for one thing with bitcoin.

[handsomelad70]

Don't have a credit or debit card.

[GeminiDiamond]

So you go to the bank every time you want cash? Unless you have great amounts around the house or buried somewhere? How do you pay your bills?

[handsomelad70]

I live in an assisted living centre.

[GeminiDiamond]

Fair enough

[handsomelad70]

Ditto, though the late, (to me) unlamented Rush Limp-Balls was a fugly POS.

[CrabCakes11]

I get payed in cash so usually that

[Nikki1989]

Card, 99% of the time.

[exitseven]

Cash, that way there is no paper trail.

[JosyJosy]

Card, because it's so easy.

[Jennz6]

I get cash tips

[Jennz6]

So I pay with cash

[TommyMountainFigure]

@Jennz6 Changing the subject slightly, did you find out what that snake was?

[Jennz6]

@TommyMountainFigure never did

[TommyMountainFigure]

I did find something akin to what you photographed, also a regular in the Florida area too.. I'll check my history to see if I can find the link

[Jennz6]

@TommyMountainFigure thank you Tom

[TommyMountainFigure]

i couldn't find it but it was harmless

[PeterLegg91]

Cash deffo