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Relationships

How would you describe your spending habits?

Dina_Melissa19
Dina_Melissa19 Follow
Xper 6 Age: 29
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How would you describe your spending habits?
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  • bean2k21
    bean2k21 Follow
    Guru Age: 45
    +1 y
    • I create a budget, and determine how much money I have coming in and going out each month, and allocate resources in a responsible manner
    • I save enough for about 6 months of survival, if worst comes to worst, and keep it in a liquid, high interest account
    • I invest in the stock market
    • I pay my bills on time, avoiding late fees and damage to my credit score
    • I avoid consumer debt like credit cards and car payments
    • I embrace debt when it comes to real estate and gaining in equity or rental income
    • I prioritize expenses
    • I shop for value, looking for sales, discounts, and other ways to get the best value for your money, but I treat myself as well as possible
    • I plan for large purchases: saving up for big-ticket items, such as a home or a car
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Most Helpful Opinions

  • Anonymous
    Anonymous
    (45 Plus)
    +1 y

    I try to save money but have fun at the same time. I save about $3500 a month, live off $1500 the rest of the month. No I don’t have a house payment, that’s taken care of. Just a car, phone bill and electricity. I purchase gold and silver, or purchases shares of apple as well. I try to budget it, but I think a majority of what I spend is on eating out w my girl. If I really want something I work OT. I always try to get my “wants” from money earned from OT at almost $40 an hour for OT. I try never to take out of my regular paychecks.

    0
    0 Reply
  • Potteplante
    Potteplante Follow
    Explorer Age: 35 , mho 51%
    +1 y

    Trying to Google the correct word and all I get is "cheap".

    I do not spend money I don't need to, I used to thrift - I don't do that often anymore since I don't need to, I'll go out of my way to walk to a store, with good offers - items on sale. I'm reluctant to buy myself new things but I'm known to buying people I know small things that make me think of them.

    - I grew up with little and I've this fear of something happening so I nest. 😅

    1
    1 Reply
    • OnTheLevel
      OnTheLevel
      +1 y

      The word you are looking for is frugal.

      Reply
  • Stressyalaire
    Stressyalaire Follow
    Xper 5 Age: 25 , mho 35%
    +1 y

    0...0...0...0...100 ALL OF A SUDDEN HOLY CRAP !!! back to 0...0...0... Beep... Beep... Beep...

    0
    0 Reply
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What Girls & Guys Said

2

Opinion

16

Opinion

  • OfMiceandMen
    OfMiceandMen Follow
    Guru Age: 54 , mho 34%
    +1 y
    665 opinions shared on Relationships topic.

    I spend money on things that I believe need to be good quality bc they will last. I grew up in a family where my grandparents and parents said you only need so much and then your just showing off. So I buy things that make I need, but don't overspend on unnecessary items. Don't like collectibles other than some native art which some of my friends have done, so I support them. But I live a minimal lifestyle and make a lot of my own things, like furniture etc.

    0
    0 Reply
  • DavidRaul
    DavidRaul Follow
    Explorer Age: 26
    +1 y

    I don't spend money on anything that isn't useful to me. Quality ober quantity. I would buy a few products worth buying rather than buying a lot which are not gonna last long

    1
    0 Reply
  • Guy13
    Guy13 Follow
    InfluencerMaster Age: 32
    +1 y
    4.5K opinions shared on Relationships topic.

    Very Conservatively.

    1
    0 Reply
  • jamesgoldman
    jamesgoldman Follow
    Master Age: 28
    +1 y
    1.5K opinions shared on Relationships topic.

    In my personal life relatively frugal but quality over quantity rules every time

    In my business it's vast but still profitable since the competition vanished

    0
    0 Reply
  • Makeushiver
    Makeushiver Follow
    Guru Age: 40
    +1 y
    381 opinions shared on Relationships topic.

    I generally take my total income, multiply it by 4 and use that amount for your spending budget.

    0
    0 Reply
  • Sparkie460
    Sparkie460 Follow
    Guru Age: 58
    +1 y
    866 opinions shared on Relationships topic.

    I'm conservative and thrifty when I spend my money. If I don't need it, I won't buy it. If I need something, I'll search for the best price

    0
    0 Reply
  • driven159
    driven159 Follow
    Yoda Age: 71
    +1 y
    828 opinions shared on Relationships topic.

    First off, I am retired my house is paid off my two cars my boat are paid off I have money left over each month, so my spending is done in a smart way

    0
    0 Reply
  • Surely
    Surely Follow
    Guru Age: 69
    +1 y
    594 opinions shared on Relationships topic.

    Very conservative at the moment! Because of you know who!

    0
    0 Reply
  • Luopio27
    Luopio27 Follow
    Guru Age: 41
    +1 y
    603 opinions shared on Relationships topic.

    Junk food, cigarettes, movie tickets, streaming services and so on, wrecklessly. And sleeping pills.

    0
    0 Reply
  • Guardian45
    Guardian45 Follow
    Guru Age: 51
    +1 y

    Frugal. I'll spend good coin, but I better get good value for it!

    0
    0 Reply
  • Nikki1989
    Nikki1989 Follow
    Mentor Age: 36 , mho 30%
    +1 y
    9.9K opinions shared on Relationships topic.

    I only spend what I can afford to spend.

    0
    0 Reply
  • SlothySlob
    SlothySlob Follow
    Guru Age: 33
    +1 y
    364 opinions shared on Relationships topic.

    Rare, but expensive. Tools aren't cheap.

    0
    0 Reply
  • TheSpaceGnome
    TheSpaceGnome Follow
    Master Age: 39
    +1 y
    1.8K opinions shared on Relationships topic.

    I like reusable luxuries.

    0
    0 Reply
  • krin_m
    krin_m Follow
    Guru Age: 63
    +1 y
    641 opinions shared on Relationships topic.

    I spend when I want and as I want.

    0
    0 Reply
  • CubaPirate
    CubaPirate Follow
    Master Age: 56
    +1 y
    885 opinions shared on Relationships topic.

    In one word conservative

    0
    0 Reply
  • LavLavLuv
    LavLavLuv Follow
    Master Age: 26
    +1 y
    991 opinions shared on Relationships topic.

    Carefully😬

    1
    0 Reply
  • NathanDavis m
    NathanDavis Follow
    Master Age: 35 , mho 33%
    +1 y
    5.1K opinions shared on Relationships topic.

    measured

    0
    0 Reply
  • ilovepinknipples
    ilovepinknipples Follow
    Xper 3 Age: 33
    +1 y

    Fast

    1
    0 Reply
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