What do you use more for making payments in your country, cash, cheque or cards?

Well in my country my phone is enough to pay even big payments and or the small ones, i don't need to carry cash or cards anymore, i can pay direct bank to bank by my phone in just 5 seconds
What do you use more for making payments in your country, cash, cheque or cards?
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Note - we can pay any bills like electricity bills, water bills, loan instalmemts, credit card payment, insurance, movie tickets, hotels, any. Type of fee, any thing in just 5 seconds
What do you use more for making payments in your country, cash, cheque or cards?
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