Well in my country my phone is enough to pay even big payments and or the small ones, i don't need to carry cash or cards anymore, i can pay direct bank to bank by my phone in just 5 seconds
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Note - we can pay any bills like electricity bills, water bills, loan instalmemts, credit card payment, insurance, movie tickets, hotels, any. Type of fee, any thing in just 5 seconds
What do you use more for making payments in your country, cash, cheque or cards?
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Phone payment is very popular here in Thailand.
Myself, I loathe it: it takes more time to pay than with cash, and once your battery is down, or your precious phone is lost or the connection is bad - you're fucked.
Credit cards: If I need a credit to buy my groceries with the graceful permission of some bank then something is wrong with my life.