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I always thought it was the policeman that stalked her in the music video, but I never was sure.
Who killed Mary in Richard Marx’s song Hazard?
Anonymous
(36-45) 
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Love the song. It is confusing. The cop is taking pictures, following her, has a file of her on his desk, set fire to his trailer, etc.. I'm thinking... the guy was framed?
But I don't know lol.
Showed him as a boy setting fire to his house as a kid seeing his Mom cheating on a guy while his Dad was away at war. When cops interrogated him they mentioned he was jealous of Mary, and at the end she said to Richard, "people said I should be afraid of you, but I'm not."
It could have been the cop.
But... it could have been Richard. Traumatized by what he saw with his Mom, and afraid Mary would cheat killed her. Plot twist, the cop was actually warning her.
I don't know how we would find out.
I have no clue.