When is it ok to buy something expensive?

[Anonymous]

I have saved roughly $20,000 and got my credit score to 710, I don’t really buy anything besides food, and rent. Don’t really have any hobbies or happiness in my life, and I don’t want to make it seem like my life’s so bad and I need something, I’m fine how I am, but I’ve wanted something (a toy) for awhile, it’s around $6000, it’s purely for enjoyment, when is the right time to buy something expensive that is totally unneeded and purely for enjoyment? In my opinion spending 6k when I only have 20 seems kinda dumb, because if you only had $20, and spent $6 of it, that’s a pretty significant chunk of that $20 but I’m feeling desperate for enjoyment, and fun in my life, no other reason honestly.

[AviatorTom]

I have a general rule for buying things, expensive or otherwise. If I can afford it and it's useful, I buy it. Otherwise, I don't.

[Asker]

I think I can afford it, I make $1750 a week, it just seems like a lot of money for something fun to do

[AviatorTom]

A toy can be useful... to you. If you can afford it...

[exitseven]

I do not know how much debt you have but it you can swing it you should buy it. You could have a massive stroke or a cancer diagnosis

[Asker]

I don’t have any debt, own my car own my phone, rent a room from my parents still for $500 a month.

[exitseven]

shit, if it makes you happy, buy it. You can always make more money.

[AI Opinion]

Finding joy in life is valuable, and sometimes treating yourself can boost happiness. If purchasing this "toy" will truly enhance your enjoyment, and you’ve carefully considered your financial stability, it may be worthwhile. Ensure you maintain enough savings for unexpected expenses. Consider if there are more affordable options that could bring similar joy. Life is about balance—enjoying moments of happiness while being financially responsible. If this expense aligns with your priorities without compromising financial security, it might be the right time. 🎮💡

[jamesgoldman]

If you can afford it twice is the general rule

I generally buy it when I can afford it because I'm turning my fiat into real money for the big stuff