What is the credit limit on your credit card?

Question

How much of that limit do you use each month?

Lliam · Accepted Answer

I have a few credit cards that I never use and I don't know the limits. The only one I ever use for on-line purchases has a 0.99% interest rate and a $11,800 limit. I don't keep much of a balance on it, though.

My wife has a Costco reward card that we both use for things like gas and occasionally for groceries, but she pays off the balance every month so we never pay any interest. I have no idea what the credit limit is.

I pay a lot of bills with checks. We use a lot of cash for purchases. We are resisting the schemes for a cashless society.

BoopBoopBeep · Accepted Answer

I have a dozen or so cards. Highest limit is 35k, lowest is 10k for personal cards. 4 of those are business cards... they have limits between 5-10k because I don't use them that often.

Monthly I put between 5k and 8k on there, but some of that is because I pay my mom's utilities on there for the credit card points, her groceries and things like that.

reds-noro · Accepted Answer

Got no credit card. Here in the Netherlands we mainly pay with debit. I don't even have a credit card. Never seen one get used either. Credit cards are just weird. What is the benefit of impulse buys and getting in debt way too easily?

Paris13 · Accepted Answer

... Cards. One is 1000 and the Other is 500. I Have a Business Account Too and Two Other Accounts For: Savings and Also One I use for Random Spending. xxoo

molonski2 · Answer

20k I think , but I don't use that card , only for things that may come up in Australia , plus a couple of direct debits , here I just have a debit card , so mainly just use cash , very different here from being in Australia.

Then I just pay whatever is there in full every month.

GoodGuyBreakingBad · Answer

I got a Capital One with a credit limit of $300.00, but I must pay $25.00 a month, or I will be faced with late $40.00 charges plus Capital One will take one to the local magistrates to place a judgement on them. Yes, these places don't mess around.

Anonymous · Answer

I have 10 credit cards total. All of them have a zero balance except for one that I use for the rewards. Yes it’s paid off each month before the cycle date ends. It has a limit of $15,000. In total, all my credit card limits add up to 65,500. Five hundred is my lowest limit out of all 10. I use this in order to boost my credit score, which currently stands at 751.

Likes2drive · Answer

I don’t need high limits, can get you in trouble, it’s only $3,000 but I only put $300 a month on it and pay it off each month. Years ago I had cards with $31,000 and 20,000 limits and could of payed off a mortgage with it but that’s only if plan on bankrupting on it and getting rid of a mortgage but you’ll have a mark on your credit for 10 years. Some people did it back then though

richardcory · Answer

More than I ever spend in a month and I auto-pay each month so it doesn't really matter. Mabye 50K. Not sure the max I've ever spent, but a lot less than that

MORPHEUS_12 · Answer

We have only two for emergencies. In total, they have limits of $70,000.

Fireguy17 · Answer

I think about 11k, only went over that once. I usually keep the limit lower since it comes off of your total available credit. And it is paid off every month.

erandal · Answer

It is £20,000 but there is less than £300 on it at the moment. I only use it to pay a couple of regular household bills to keep it active.

LiamJHayden · Answer

My Sapphire has a really high limit. I generally use under 10% per month and pay off the entire balance before incurring any interest, as this has great rewards but  high interest rates  even if you have an 800+ FICO.

AviatorTom · Answer

I use a small percentage of my credit limit each month, and almost always pay the amount in full so that I have no interest or late fees.

RoseySarah · Answer

None we use cash 😔 ours were stolen at a gas station and abused.

BlackJeep · Answer

3 cards I use for business with travel points. The lowest limit is 5k. I'm traveling to Asia for 3 weeks this year with the points I accumulated in the past year

Nikki1989 · Answer

I only have a debit card. I have no need for credit.

LazerBean · Answer

We have several and I don't know what the limits are. We never meet them though.

Friendlybro79 · Answer

Would you like my SSN too? Lol. Jk. I think it's like 50k or something. It is more than I'd ever want to use.

exitseven · Answer

The one I use the most has a credit limit of $14,500. I have zero balance/

andreasderjuengere · Answer

I boycott credit cards. My limit is in my own hands.

JustinTheGreat · Answer

My limit is $3,300 but I only use a small percent of the limit each month

AngryCarl2 · Answer

I don't even know, it's certainly far more than I would ever use. And I always pay the balance in full at the end of the month.

Sparkie460 · Answer

I have an extremely high limit on my business card. I've never gone close to the limit even when I buy materials for jobs

asianfreak · Answer

$1,000 or higher on all my respective cards.

B4851 · Answer

I won't give a number, but I'll say enough for my needs.

Jerre · Answer

$30,000 plus. I usuall spend about $3,000 a month on my CC, but pay it off each month.

devilish-cutie · Answer

i only have debit card!

Astarlessnightsky · Answer

I don't have a credit card.

alice55 · Answer

It's 100 euros and I never use it.

Agape93 · Answer

I don't have debt cards

Anonymous · Answer

Too much and maxed the fuck out 😝

Anonymous · Answer

I don’t have a credit card.

LavLavLuv · Answer

No credit cards for me

Anonymous · Answer

My imagination.

Anonymous · Answer

Like 45 or 50k combined

eagle1951 · Answer

13,000, 7000 and 7000

OddBeMe · Answer

Don’t have one.

EaterPeter · Answer

Use 1/3rd or less

What is the credit limit on your credit card?

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