Should I buy my mum diamond earrings now or wait until I’m debt-free?

I’m currently paying off new clothes on afterpay, which I needed and I spent probably over $1,000.00 on my mum’s milestone birthday recently. My mum has worked hard all her life and made lots of sacrifices for our family. I’d like to get her one more really nice thing, before I start cutting back on spending. I want to buy mum some diamond earrings.

The question is, whether I should buy them now, when I’d have to pay for them over time and for me, they’re quite expensive, or should I wait until I’ve finished paying off my new clothes, which are more necessary purchases?

Should I buy my mum diamond earrings now or wait until I’m debt-free?
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