Do you think my bank will loan me around between $22,000 and $23,000 for a auto loan considering my credit history is about a month old?

[Hispanic-Cool-Guy]

My credit score so far is average. My co-worker said probably not because my credit history is too short but I asked a Capital One employee through chat and she said yes but I think she doesn't know what's she's talking about; I should add I didn't tell her how much I was looking for to get a loan though? Your help and knowledge will be appreciated.

[watercolor_lions]

If you are financing with the dealership (Toyota, Ford, Nissan, whatever), you'll probably be able to get a loan.

Not with a bank though, possibly. They might consider your credit too short.

From my experience with the bank and the dealership, this is my GUESS.

[Hispanic-Cool-Guy]

Even though I'm their customer?

[watercolor_lions]

Banks can be hard to get money out of sometimes... Dealerships just want to sell cars.

[Fireguy17]

It's hard to say.
Your interest rate may be higher if you are approved because of your history.
It's worth a try.

[Lee1515]

yes they will

[Hispanic-Cool-Guy]

You're 14 and you know? 😂

[Hispanic-Cool-Guy]

I'm not trying to make fun of your age, it's just funny.

[Lee1515]

my dad did the same thing you going throw

[Hispanic-Cool-Guy]

You mean with credit? Did he get approved for the loan?

[Hispanic-Cool-Guy]

My loan is kinda high too, not just a couple of thousand dollars..

[Lee1515]

yes he got it it was for are home

[Hispanic-Cool-Guy]

Ok.. cool.

[Hispanic-Cool-Guy]

Thanks.

[Lee1515]

your welcome