How much do you pay for car insurance?

Question

My policy just renewed this month and it shot up to 560$ a month

RavVid · Accepted Answer

Did you move to a new place? I'm in Australia, so nothing will be the same, but I did establish insurance companies maintain a bad risk address database. It is perfectly possible to move and for you to end up paying for someone else car wreck here.

We have 6 underwriters but many more insurance brands. You might get three quotes from three different brands but in fact get the one quote from the same underwriter three times. They are not very subtle - generally they just change web site color schemes & logo and the questions they ask are the same

If you have an accident, immediately change brand & underwriter. Sometimes it is enough to change brands if they don't share the claims database.

The whole art is to find an underwriter that is either dumb or smart in a way that advantages you.

I usually spend an entire weekend getting online quote after online quote but always complete over phone because I can chat the girl up and hit her up for a discount. They have discretionary discount somewhere between 100-200$ so be nice to the chick.

AviatorTom · Accepted Answer

My wife and I each have our own car, and we pay just over $2000 per year for insurance; it's bundled with our home insurance. The cars are older. I have a spotless driving record; she has only one one recent accident that was not her fault.

Apple1996 · Accepted Answer

Like 220 a month

WindAtMyBack · Answer

It's currently about $280 USD a year. There are some things on that policy that I'd like to take off so it will be a little cheaper.

Texaskid1 · Answer

$560 A MONTH? That is highway robbery.  I pay about $ 86 a month with full coverage and collision

DrPepper12 · Answer

$2600 for the year for 3 cars with no accidents ever or speeding in over a decade plus it's a joint policy with homeowners

LiamJHayden · Answer

Yikes! I pay less than half that for an Escalade with full coverage, roadside, rental if an accident, and max liability coverage. $234/Month.

Fireguy17 · Answer

depending on which vehicle 300 for the bikes a year, and 400 to 600 a year for the cars/truck

exitseven · Answer

almost a thousand dollars. it has gone up a lot in the last 3 years. almost double

Jmmmfi4 · Answer

WTF? WHAT KINDA CAR DO YOU DRIVE? MY RENT ain't 560 A MONTH

CubaPirate · Answer

I've just paid my annual renewal for my 2.0 VW Eos fully comprehensive which was £217 for the year which I think is really cheap.

Wiredone · Answer

I pay $185 a month for 2 vehicles, 1 has full coverage and 1 is basic coverage

msc545 · Answer

$150 /. month for three fairly expensive cars.

Redstang88 · Answer

~300/ month for 2 vehicles

ChiTown33 · Answer

Just a little over 50 bucks a month.

OddBeMe · Answer

30 a month. Pay by mile whilst working from home.

Walksbehindtherows · Answer

I don't have a car, I have a goddamned bike

Unap0logetic_ · Answer

I pay $220 a month.

Consent · Answer

a bunch

noohair · Answer

Too much.

How much do you pay for car insurance?

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How much do you pay for your car insurance?

How much do you pay for car insurance?

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How much do you pay for your car insurance?

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