Etc


I just pay straight cash for everything, I hate having to remember to have to pay bills, lmao. I financed a car one time, and it was just added hassle, so I don’t even want to get into all that. Cash for the car, and cash up front for the annual insurance policy. Way easier that way for me. The one car I did finance, I forget, I think it was in the neighborhood of $300-ish a month, and since I live a straight-cash-up-front life, I don’t do credit cards or any of that shit, I have very little credit because I refuse to play that game, so the loan was like 18% APR, it was insane, lmao.
For my car I paid all the amount to the dealer at the moment of the purchase, so I don’t have loans.
For current usage I pay each month 28€ of assurance and around 25-30 € for fuel. Yearly I do a full checkup with oil and filters change, so divided each month is about 15€ for that.
To conclude, aside from mandatory taxations, I pay monthly about 73 € for my car usage.
£140 for the finance, around £60 per week for fuel right now so like £240 per month 🥲 Then I have insurance & tax which combined is about £630 but I pay that annually
Horrible
Nothing, why would I? If I can't afford it outright, probably shouldn't have it. The only exception is a mortgage on a house.
Opinion
20Opinion
Currently we do not have any loan on any of our cars.
The thing is, car loan is not useful in income tax too, hence no point in taking it. Plus the hypothecation is quite frustrating after the loan is paid.
Now all we need to pay is the insurance fees every year along with the maintenance charges every 6 months or over certain distance.
Zero,
I always pay in full when I buy a car. So no loan payments
Plus I don't believe in insurance. In my entire adult life I never had car insurance. Only had health insurance once. That's because the labor union force me to have it
Zero. I find it idiotic to make loan deals with banks - to fund an object that 90% (or more) of its lifetime with me is being unused; but in return I enslave myself to the bank.
There's no space for cars in my life. My motorbike: paid cash.
Fuck the bankers.
I have an older car that's paid in full. My only expenses are insurance, about $100 per month, gas, about $60 per month, and maintenance , about $30 per month. I keep track of all that and it costs me about 16 cents for every mile I drive.
Mine are all paid off.
Each one is about 300ish every 6 months for insurance.
Around 125 a year for personal plates, and I have 2 old cars so I bought collector plates, a 1 time fee and you don't have to renew them.
Not since 2012 have I had a car payment and I have only had one my whole life. Cars are a Loss. I have a Volvo GL with a little over 850,000 miles on it and a 300,000 2010 ish Mazda.
I usually pay cash for my vehicles. Or else I use a home equity line of credit to pay for it. I always get a lower rate than the bank and I can pay it off any way I want to.
Im honestly not sure, my trust fund pays it and I’ve never asked? Its a 2020 Jeep Wrangler, so it can’t be more than 500/mo.
Very fortunately we're in a position to be completely loan free.
I don't have any loan payments. Insurance is like $75 a month. Gas fluctuates.
My cars are paid off. Paying 150 a month for insurance for both me and my hubby
My Benzie is paid off and still runs like it just came off the lot. It's not as nice as that one, though.
I used to pay $250.
I was leasing though.
it's paid off since it was a hand me down. i only pay gas/insurance and the occasional repair, it's 15 years old
I was paying $350 CAD bi weekly. Paid it off in 3 years.
It's about $80. That's just the insurance. I own the car outright.
I bought it. So I do t pay anything but insurance and what not.
Depends on how much fuel i require. Otherwise my cars are fully paid for.
Zero. It's paid for.
$230 at the moment.
Fully paid for both.
Zero. We bought both cars in full.
Sweat, blood, and tears.
I use to pay $375 +$175 insurance.
Only $50 per month for insurance
$750 + $200 insurance
405$ plus 150$ car insurance
I don’t pay for it every month. I own the car
My foot don’t cost a thing
$340
Zero
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