Is she basically my girlfriend?

We have not dated because her parents don't know about me yet. What we do is text each other a lot and I occassionally visit her church to see her. Anyway, I know we haven't dated but we both admitted that we like each other and she talks to me like were a couple. Saying things like"Ilove you babe" and "thinking about you." So if someone were to ask me if I have a girlfriend like some family do sometimes what should be my answer?
Is she basically my girlfriend?
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