Can intuition really tell you that you have less debt than you think?

[jennifer_bloom]

My intuition tells me I have less debt than I think I do, and I am not sure how that is possible because I rarely get surprise money come into my bank account.

Won a few contests where I got surprise money and sometimes I got surprise money from the government but it was not a common occurrence.

[exitseven]

What really tells you how much debt you have is your balance sheet or at least your bank balance and your monthly bills.