Which makes more sense?

hi, I'm thinking of buying a cottage for everyone, but I also have other plans in mind. We have a budget of $ 4.5 million, and we will buy monaco or ibiza for the summer. And if we don't get a summer house, we're planning on buying a luxury house in Los Angles. which one do you think makes sense? We live in New york right now, and if we buy a house in Los Angeles, we'll move there. and the other house in New York will be for my daughter, who is studying in high school. Which do you think
Which makes more sense?
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